Portuguese Bank Account

Open your Portugal bank account easily and remotely online. No apostille required.

Get your Portuguese bank account easily from almost anywhere in the world. It takes just 10-15 business days* to open an account with one of the best banks in Portugal, with no notarization, certification, or apostille required.

 

Your account may be a single or joint account. It includes a debit card and credit card with no annual charge, an app where you can manage your account in English, online banking in English, and a low maintenance fee of under €10 per month.

 

Whether you need your bank account to apply for a visa or to pay rent for your new Portuguese home, StartAbroad can help.

* in most cases. Some clients from certain nationalities, with certain professions, or with certain names may be placed under a longer review period by the bank. Please see the FAQ below for more information on clients who are likely to experience a longer review period.

How It Works

Book online

Book online for just $325 and get started immediately

Send your documents

We’ll provide a list of documents to send directly to the bank

Get your bank account

Your account will be opened, in most cases in under 15 business days. You will receive your IBAN, get access to your online account, and you’ll be sent a debit and credit card via international mail.

Fund your account

Open your account with an initial transfer of €250.

Need Your NIF?

You will need a Portuguese tax identification number, or Número de Identificaçao Fiscal (NIF), to apply for your Portuguese bank account. We can help with that too!

Frequently asked questions

You will need to provide all of the below in scanned PDF form:

  • Passport
  • Proof of address (tax return, utility bill, driver’s license, or bank statement)
  • NIF
  • (USA only) signed W8 or W9
  • Proof of income (employer letter, proof of business ownership, or most recent 3 months of paystubs or retirement income)
  • Proof of tax identification number

Some nationalities, professions, and names are likely to trigger a compliance procedure by the bank, which may result in a longer wait time before your account can be opened. Anyone working in the banking industry may need to clear compliance. There are also some names and surnames which could trigger the compliance procedure.

If you must go through the compliance procedure, the timeline to open an account is likely to take several weeks, although it is variable. If you have any questions about this, please send an email to info@startabroad.com.

You need to send all required documents in PDF form and all scanned documents must be clear and easy to read, on a white background. You should submit all documents to the bank at the same time.

Preparing your documents well and submitting all of them at the same time will save time and lead to a faster approval.

Not sure where to start?

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